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Deferring Previous Loans

Students who are experiencing temporary problems repaying their federal student loans are advised to contact their loan servicer to see if you are eligible for deferment.

A deferment allows students to temporarily stop making payments on their federal student loans. If students have Direct Subsidized Loans, they are not charged interest on those loans during deferment. Students are never charged a fee for applying for a deferment on their federal student loans. Note: Interest will continue to be charged during deferment on Direct Unsubsidized and PLUS Loans. If students do not pay this interest during the deferment, it will be capitalized at the end of the deferment. Students may qualify for a deferment if they are enrolled at least half time at the University of Limerick.

Students and parents of dependent undergraduates with Parent PLUS Loans should please note that student loan information will be submitted to the National Student Loan Data System (NSLDS) and will be accessible to authorised users of the data system e.g. guaranty agencies, lenders and schools.

© University of Limerick 2017